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Editorial: Why Obamacare failed; Chicago Tribune breaks it down
Topic Started: Sep 12 2016, 11:13 AM (236 Views)
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Director @ Center for Advanced Memetic Warfare
Editorial: Why Obamacare failed

(excerpt)

Come November, the grim trudge across the increasingly barren Obamacare landscape begins anew. Illinois consumers likely face staggering price hikes for individual insurance policies. Some types of plans could cost an average of 43 percent to 55 percent more. Ditto across the country: A first tranche of states approved 2017 rates with similarly cardiac-arrest-inducing premium increases.

Many Illinois consumers will find fewer choices because major carriers fled this market. UnitedHealthcare bolted. So did Aetna. Land of Lincoln Health collapsed mid-year, leaving policy holders to scramble for coverage that could cost them plenty. In many places across Illinois and the nation, people will find drastically fewer choices of plans than they did last year.

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Only liberals can choose not to go down the road to widespread, systematic violence.
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Harambe4Trump
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Socialized healthcare would only work if you excluded the democratic base.
Skipping leg day is the equivalent of a woman having an abortion. You're ashamed of it, and it was probably unnecessary.
#MAGA
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from the OP....

Obamacare failed because it flunked Economics 101 and Human Nature 101. It straitjacketed insurers into providing overly expensive, soup-to-nuts policies. It wasn't flexible enough so that people could buy as much coverage as they wanted and could afford — not what the government dictated. Many healthy people primarily want catastrophic coverage. Obamacare couldn't lure them in, couldn't persuade them to buy on the chance they'd get sick.....

Only liberals can choose not to go down the road to widespread, systematic violence.
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Right-Wing
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-Individual, portable, catastrophic plans for everybody. No cadillac plans, no group discounts, no work related plans. Individual, Portable, Catastrophic.
-Allow the sale of insurance across state lines...why in the world do we need 50 different standards for insurance? Create a basic catastrophic plan that is acceptable to all 50 states and make it the law.
-Tax-free Medical Savings Accounts with large maximum balance limits so that high deductible plans become the norm....and people pay for their health care needs primarily with their own savings.
-Compulsory price publishing by the medical industry so that consumers can shop for medical services based on value and price.
-Insurers given the ability to rate and charge consumers based on individually controllable risk profiles (if you're obese, if you're a smoker, if you're a professional stuntman....your health insurance rates are going to be higher).
-If you fail to purchase insurance for you or your child and either of you get sick or injured, your wages and/or tax returns will be docked to recover healthcare costs. It will be in everyone's best interest to have insurance...
-Encourage more doc-in-a-box arrangements like in Wal-Mart and Walgreens. Encourage increased use of lower-cost Nurse Practicioners for everyday colds, cuts, aches and pains; save the Docs for the really difficult stuff.
-Get malpractice litigation under control...limit awards and limit suits to those that are a result of true and blatant negligence. We need to bring an end to defensive medicine.
-Roll all government run healthcare programs into Medicare, no more medicaid, Tricare, VA or Indian Health Services...just Medicare.


Prices will absolutely plummet when all of the above is done and we could then use the spending data derived from the Medical Savings Accounts of people using the "free market system" to determine what Medicare should be paying for the poor and elderly in order to keep Medicare costs down and to prevent artificial price inflation. For example, if the average cost of a CT Scan in NYC is $300 for the competitive free market users (as determined by NYC Medical Savings Account spending data) that's what Medicare should pay for a CT Scan in the NYC area; if the average cost of a CT Scan in NYC is $100 then that's what Medicare should pay for it. The beauty is this data can be localized...a CT scan, for instance, might be less expensive in Topeka than in NYC due to a lower COL in Topeka and Medicare will see that through local MSA data and be able to pay $100 for the CT scan in Topeka....not the $300 that Medicare pays in NYC.

Do all of the above and chronic and/or pre-existing conditions will become a small and manageable issue due to the massive decrease in costs throughout the entire medical industry.

Edited by Right-Wing, Sep 12 2016, 07:03 PM.
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Right-Wing
Sep 12 2016, 07:00 PM
-Individual, portable, catastrophic plans for everybody. No cadillac plans, no group discounts, no work related plans. Individual, Portable, Catastrophic.
-Allow the sale of insurance across state lines...why in the world do we need 50 different standards for insurance? Create a basic catastrophic plan that is acceptable to all 50 states and make it the law.
-Tax-free Medical Savings Accounts with large maximum balance limits so that high deductible plans become the norm....and people pay for their health care needs primarily with their own savings.
-Compulsory price publishing by the medical industry so that consumers can shop for medical services based on value and price.
-Insurers given the ability to rate and charge consumers based on individually controllable risk profiles (if you're obese, if you're a smoker, if you're a professional stuntman....your health insurance rates are going to be higher).
-If you fail to purchase insurance for you or your child and either of you get sick or injured, your wages and/or tax returns will be docked to recover healthcare costs. It will be in everyone's best interest to have insurance...
-Encourage more doc-in-a-box arrangements like in Wal-Mart and Walgreens. Encourage increased use of lower-cost Nurse Practicioners for everyday colds, cuts, aches and pains; save the Docs for the really difficult stuff.
-Get malpractice litigation under control...limit awards and limit suits to those that are a result of true and blatant negligence. We need to bring an end to defensive medicine.
-Roll all government run healthcare programs into Medicare, no more medicaid, Tricare, VA or Indian Health Services...just Medicare.


Prices will absolutely plummet when all of the above is done and we could then use the spending data derived from the Medical Savings Accounts of people using the "free market system" to determine what Medicare should be paying for the poor and elderly in order to keep Medicare costs down and to prevent artificial price inflation. For example, if the average cost of a CT Scan in NYC is $300 for the competitive free market users (as determined by NYC Medical Savings Account spending data) that's what Medicare should pay for a CT Scan in the NYC area; if the average cost of a CT Scan in NYC is $100 then that's what Medicare should pay for it. The beauty is this data can be localized...a CT scan, for instance, might be less expensive in Topeka than in NYC due to a lower COL in Topeka and Medicare will see that through local MSA data and be able to pay $100 for the CT scan in Topeka....not the $300 that Medicare pays in NYC.

Do all of the above and chronic and/or pre-existing conditions will become a small and manageable issue due to the massive decrease in costs throughout the entire medical industry.

Golly common sense solutions...aka crazy talk
Only liberals can choose not to go down the road to widespread, systematic violence.
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Right-Wing
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Sep 12 2016, 07:05 PM
Right-Wing
Sep 12 2016, 07:00 PM
-Individual, portable, catastrophic plans for everybody. No cadillac plans, no group discounts, no work related plans. Individual, Portable, Catastrophic.
-Allow the sale of insurance across state lines...why in the world do we need 50 different standards for insurance? Create a basic catastrophic plan that is acceptable to all 50 states and make it the law.
-Tax-free Medical Savings Accounts with large maximum balance limits so that high deductible plans become the norm....and people pay for their health care needs primarily with their own savings.
-Compulsory price publishing by the medical industry so that consumers can shop for medical services based on value and price.
-Insurers given the ability to rate and charge consumers based on individually controllable risk profiles (if you're obese, if you're a smoker, if you're a professional stuntman....your health insurance rates are going to be higher).
-If you fail to purchase insurance for you or your child and either of you get sick or injured, your wages and/or tax returns will be docked to recover healthcare costs. It will be in everyone's best interest to have insurance...
-Encourage more doc-in-a-box arrangements like in Wal-Mart and Walgreens. Encourage increased use of lower-cost Nurse Practicioners for everyday colds, cuts, aches and pains; save the Docs for the really difficult stuff.
-Get malpractice litigation under control...limit awards and limit suits to those that are a result of true and blatant negligence. We need to bring an end to defensive medicine.
-Roll all government run healthcare programs into Medicare, no more medicaid, Tricare, VA or Indian Health Services...just Medicare.


Prices will absolutely plummet when all of the above is done and we could then use the spending data derived from the Medical Savings Accounts of people using the "free market system" to determine what Medicare should be paying for the poor and elderly in order to keep Medicare costs down and to prevent artificial price inflation. For example, if the average cost of a CT Scan in NYC is $300 for the competitive free market users (as determined by NYC Medical Savings Account spending data) that's what Medicare should pay for a CT Scan in the NYC area; if the average cost of a CT Scan in NYC is $100 then that's what Medicare should pay for it. The beauty is this data can be localized...a CT scan, for instance, might be less expensive in Topeka than in NYC due to a lower COL in Topeka and Medicare will see that through local MSA data and be able to pay $100 for the CT scan in Topeka....not the $300 that Medicare pays in NYC.

Do all of the above and chronic and/or pre-existing conditions will become a small and manageable issue due to the massive decrease in costs throughout the entire medical industry.

Golly common sense solutions...aka crazy talk
This kind of solution is not acceptable to libs though...they want free healthcare for all and will settle for nothing less.
Edited by Right-Wing, Sep 12 2016, 07:10 PM.
Donald Trump is Barack Obama's President!
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Director @ Center for Advanced Memetic Warfare
Right-Wing
Sep 12 2016, 07:09 PM
clone
Sep 12 2016, 07:05 PM
Right-Wing
Sep 12 2016, 07:00 PM
-Individual, portable, catastrophic plans for everybody. No cadillac plans, no group discounts, no work related plans. Individual, Portable, Catastrophic.
-Allow the sale of insurance across state lines...why in the world do we need 50 different standards for insurance? Create a basic catastrophic plan that is acceptable to all 50 states and make it the law.
-Tax-free Medical Savings Accounts with large maximum balance limits so that high deductible plans become the norm....and people pay for their health care needs primarily with their own savings.
-Compulsory price publishing by the medical industry so that consumers can shop for medical services based on value and price.
-Insurers given the ability to rate and charge consumers based on individually controllable risk profiles (if you're obese, if you're a smoker, if you're a professional stuntman....your health insurance rates are going to be higher).
-If you fail to purchase insurance for you or your child and either of you get sick or injured, your wages and/or tax returns will be docked to recover healthcare costs. It will be in everyone's best interest to have insurance...
-Encourage more doc-in-a-box arrangements like in Wal-Mart and Walgreens. Encourage increased use of lower-cost Nurse Practicioners for everyday colds, cuts, aches and pains; save the Docs for the really difficult stuff.
-Get malpractice litigation under control...limit awards and limit suits to those that are a result of true and blatant negligence. We need to bring an end to defensive medicine.
-Roll all government run healthcare programs into Medicare, no more medicaid, Tricare, VA or Indian Health Services...just Medicare.


Prices will absolutely plummet when all of the above is done and we could then use the spending data derived from the Medical Savings Accounts of people using the "free market system" to determine what Medicare should be paying for the poor and elderly in order to keep Medicare costs down and to prevent artificial price inflation. For example, if the average cost of a CT Scan in NYC is $300 for the competitive free market users (as determined by NYC Medical Savings Account spending data) that's what Medicare should pay for a CT Scan in the NYC area; if the average cost of a CT Scan in NYC is $100 then that's what Medicare should pay for it. The beauty is this data can be localized...a CT scan, for instance, might be less expensive in Topeka than in NYC due to a lower COL in Topeka and Medicare will see that through local MSA data and be able to pay $100 for the CT scan in Topeka....not the $300 that Medicare pays in NYC.

Do all of the above and chronic and/or pre-existing conditions will become a small and manageable issue due to the massive decrease in costs throughout the entire medical industry.

Golly common sense solutions...aka crazy talk
This kind of solution is not acceptable to libs though...they want free healthcare for all and will settle for nothing less.
They want control of your healthcare which is control over you and your family....

Only liberals can choose not to go down the road to widespread, systematic violence.
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Right-Wing
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Sep 12 2016, 07:05 PM
They want control of your healthcare which is control over you and your family....
You know, I was going to attempt to disagree with you...but I can't really think of another reason for their position on healthcare.
Edited by Right-Wing, Sep 12 2016, 07:37 PM.
Donald Trump is Barack Obama's President!
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