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Do People Really Vote For John McCain?; Cut it out. It's not funny anymore.
Topic Started: Jul 15 2017, 09:13 PM (1,471 Views)
estonianman
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MEEK AND MILD
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estonianman
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Coast2coast
Jul 29 2017, 04:00 AM
estonianman
Jul 29 2017, 03:27 AM
Coast2coast
Jul 29 2017, 03:24 AM
estonianman
Jul 29 2017, 03:20 AM
Coast2coast
Jul 29 2017, 03:16 AM

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I absolutely have. Government rationing this care will only result in shortages - that isn't the answer.

Another example - I had some enamel replaced on a tooth, 20 minute procedure - cosmetic really.

Cost to me was $20 - they billed my insurance $291

Insurance should cover catastrophic care only - not electable procedures. Its complicated - but that's a start.
Depends on the procedure. Cosmetic surgery for vanity is one thing.

But even something as simple as a cavity getting filled if not tended to due to cost becomes a much larger medical issues.

A regular checkup can go a long way to cutting larger costs. But if you can't afford that physical... :dunno:

Giving birth used to be affordable - then someone during the 90's decided to mandate that insurance carriers cover the cost.

Its now over $20k and almost every birth "requires" a caesarean.

Socialists and bureaucrats have no clue how the market works, and in the end they increase the cost on everyone. Look at higher education, off topic but very related. They decide to cosign every college loan then over the course of a decade costs increase 10 fold.
http://www.dailymail.co.uk/femail/article-2352687/How-cost-giving-birth-U-S-TRIPLED-1996-9-775--thanks-expensive-fees-epidural-placenta-removal.html

http://www.motherjones.com/kevin-drum/2013/07/cost-childbirth-1958-vs-2012/



Numbers in the U.S. for Cesarean Births https://www.cdc.gov/nchs/pressroom/sosmap/cesarean_births/cesareans.htm


Ugh Motherjones.

Its more than that - our neighbors just had a child and total cost billed to insurance were over $20k, I understand you are stating an average but I would say that $9k is not the norm.

and that's just it. When it wasn't mandated to be covered with insurance that would otherwise be used to cover catastrophic care it was a couple thousand dollars - that's it. An expense like that can pre-negotiated months down the road, out of pocket, subsidized by an employer or special rates through a insurance provider. It is an electable procedure after all provided there are no complications, and that's just it - why is someone that is paying out the ass for cancer treatment paying for another individual's electable treatment. You asked for some solutions - here:

1. Premium insurance for electable procedures needs to be separated from catastrophic care
2. Insurance should be allowed to compete across state lines, It thought this was a part of the ACA - wtf
3. There is way to much government red tape - and layers of bureaucracy both state and federal that needs to be revisited
4. There needs to be a program for smart individuals that want to get into healthcare to start younger. Physician assistants should be considered vocational studies.
5. If the AMA is truly regulating the amount of doctors in a given zip code, this need to be squashed.
6. You can't have insurance cover preexisting conditions in the same way you can't buy car insurance after you wreck. I understand these people need to be covered but under the current system people buy insurance after they get sick.
7. The entire system for drug approvals, treatment approvals, approvals for generics is a joke and it needs to be restructured. The fact that it took 10+ years just to approve stem cells for moral reasons is a joke.
8. This is probably the most important - there needs to be a way for the insurance companies themselves to regulate cost, they are the ones paying after all. In the collision industry we have writers from the insurance companies visit every wrecked car and do their own estimate to insure that the collision center is not ripping them off. This can only happen with increased players in the marketplace.

MEEK AND MILD
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